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In Social Studies / High School | 2025-07-04

How did federal housing programs discriminate against Americans of color?

A. Redlining neighborhoods that included Americans of color
B. Claiming that Americans of color were at a greater risk of defaulting on FHA loans

Asked by kekemaetay

Answer (2)

Federal housing programs discriminated against Americans of color mainly through redlining and biased assumptions about loan default risks. Redlining restricted access to mortgage loans in neighborhoods predominantly inhabited by people of color, while federal policies further perpetuated inequality by suggesting these groups were more likely to default on loans. The lasting impact of these practices continues to affect generations, contributing to economic disparities in housing.
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Answered by Anonymous | 2025-07-04

Federal housing programs discriminated against Americans of color through practices like redlining, which barred them from accessing loans. Additionally, policies indicated that Americans of color were at a higher risk of defaulting on loans, further perpetuating social and economic disparities. These systemic discriminatory practices have had lasting effects on wealth and housing equality. ;

Answered by GinnyAnswer | 2025-07-04

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